Summer plans come with more ways to spend, from everyday purchases and weekend getaways to flights and everything in between.
With July Spend Fest, every Tria Card spend earns double Points, while your cashback spend cap doubles across every tier, giving you more rewards wherever the month takes you.
No opt-in is needed. It's live until July 31, 2026, at 23:59 UTC.
Your spend cap doubles for every tier
Your cashback spend cap doubles for the whole month. Twice as much of your spending earns cashback at your full rate before it steps down. Those are the same rates you know, now with double the room to enjoy them.
| Card tier | Regular spend cap | July Spend Fest cap |
|---|---|---|
| Virtual | $100 | $200 |
| Signature | $1,000 | $2,000 |
| Premium | $2,000 | $4,000 |
Your cashback rates, both the boosted rate and the floor rate, stay exactly the same. What changes is how much of your spend earns at the top rate: twice as much, all July long.
Double Points on every card spend
For all of July, from the campaign launch through July 31, 2026, at 11:59 PM, every Point you'd normally earn on card spending will be doubled. The spending stays the same, but you earn twice the Points, on both the virtual and the physical card. Here's the breakdown:
| Your card | Regular | July Spend Fest (2x) | A $100 spend earns |
|---|---|---|---|
| Virtual card | 1 Point / $1 | 2 Points / $1 | 200 Points |
| Physical card (Signature & Premium) | 1.5 Points / $1 | 3 Points / $1 | 300 Points |
Both cards earn double: your virtual card goes from 1 to 2 Points per $1, and your physical card from 1.5 to 3 Points per $1, so every $100 on a physical Tria Card turns into 300 Points. Nothing changes about how you pay; everything changes about what you get back. Your morning coffee, your groceries, and that flight you keep putting off all work harder this month.
When it runs
July Spend Fest is live now through July 31, 2026, 11:59 PM UTC. There is no opt-in, no activation, and no button to press. If you have a Tria Card, you're already earning double on both fronts.
Nothing to press, nothing to plan
- Open the Tria app.
- Go to your Card.
- Pay the way you always do.
Every eligible purchase this month earns boosted Points automatically, while your doubled spend cap keeps your cashback flowing at your full rate for twice as long.
It's double Points and double the cap, all July long. ⚡
Frequently asked questions
What is July Spend Fest?
It's a limited-time boost that gives you two things through July 31, 2026: double Points (2x) on every Tria Card spend, and a doubled cashback spend cap across every card tier. You get more Points on everything you buy, plus double the room to earn cashback at your full rate.
How many Points do I earn?
Both cards earn double. Your virtual card goes from 1 to 2 Points per $1 (so $100 = 200 Points), and your physical card goes from 1.5 to 3 Points per $1 (so $100 = 300 Points). It's a straight 2x on both, and Points are credited through your regular Tria Points cycle.
What does "your spend cap doubles" mean?
Your cashback spend cap is the amount of monthly spend that earns cashback at your full rate before it steps down to the floor rate. For July, that cap doubles for every tier: Virtual goes from $100 to $200, Signature from $1,000 to $2,000, and Premium from $2,000 to $4,000. Your cashback rates don't change; you simply get double the room to earn at the top rate.
Do I need to opt in?
No. There's nothing to activate. If you have a Tria Card, you're automatically earning 2x Points and enjoying the doubled spend cap for the whole campaign.
When does July Spend Fest end?
It runs until July 31, 2026, at 11:59 PM UTC. After that, Points and spend caps return to their standard levels.
Terms and conditions
Please read these terms carefully. By participating in July Spend Fest, you agree to them.
- Campaign period. July Spend Fest runs from its launch through July 31, 2026, 11:59 PM UTC. After this period, Points and spend caps return to their standard levels.
- Eligibility. July Spend Fest is open to Tria Card holders (virtual and physical). Availability may be limited in regions where the Tria Card or promotional campaigns are restricted.
- Double Points (2X). During the campaign period, eligible Tria Card spend earns double the standard Points: the virtual card earns 2 Points per $1 (doubled from 1; $100 = 200 Points) and the physical card earns 3 Points per $1 (doubled from 1.5; $100 = 300 Points). Points are credited through your regular Tria Points cycle.
- Doubled spend cap. During the campaign period, the cashback spend cap doubles for each card tier: Virtual $100 to $200, Signature $1,000 to $2,000, Premium $2,000 to $4,000. Cashback rates (both boosted and floor) remain unchanged, and only the cap increases.
- Eligible spend. Only completed, settled card transactions qualify. Cancelled, refunded, disputed, or reversed transactions, and any transaction types excluded under the Tria Card Terms, do not qualify.
- Fair play. Tria reserves the right to disqualify any user found engaging in fraudulent activity, transaction manipulation, or any attempt to abuse the campaign.
- Changes. Tria may amend, suspend, or end the campaign, and may adjust these terms, at its discretion, including for operational reasons.
- General. July Spend Fest is subject to the standard Tria Card Terms. Where these terms and the Card Terms differ, the Card Terms govern.
