Season 3 brings clearer membership and cashback rules to Tria.
Cashback remains a core part of the Tria card experience in Season 3.
From June onward, cashback follows a clearer monthly structure across Tria memberships. Users earn the highest cashback rate up to their monthly limit. After that limit is crossed, they continue earning at the floor rate.
The important point is that cashback does not stop after the monthly limit.
Season 3 also makes it easier for new users to start using Tria through a limited-time free Virtual card offer, while making it clearer how card spend connects to cashback, Tria Points, and Mystery Boxes.
Easier to start using Tria
For a limited time, users can start with a Virtual card free of charge and begin using Tria more easily.
A new user can enter the product, make an eligible card transaction, earn cashback, and begin collecting Tria Points through eligible activity.
For users who spend more frequently, Signature and Premium memberships offer stronger cashback rates, higher monthly limits, and higher Points earning on card spend.
The goal is to let users start with less friction and grow into deeper Tria usage when it makes sense.
Cashback rates and monthly limits
Card cashback now follows a clearer monthly structure across Tria memberships. Each membership has a highest cashback rate on eligible card spend, a monthly spend amount where that rate applies, and a floor cashback rate after that monthly amount is crossed.
| Membership | Highest Cashback Rate | Applies Until | Cashback After That |
|---|---|---|---|
| Virtual | 1.5% | First $100/month | 0.5% |
| Signature | 4.5% | First $1,000/month | 1% |
| Premium | 6% | First $2,000/month | 1% |
For a limited time, users can start with a Virtual card free of charge, so check the app for the latest card pricing. Monthly limits reset on the first of every calendar month.
After a user crosses their monthly limit, cashback continues at the floor rate for their membership. This keeps rewards simple: earn the highest rate up to the monthly limit, then keep earning after it.
What this means for new users
New users can start using Tria with less friction and begin earning through eligible activity.
On Virtual, eligible card spend can earn:
- cashback
- Tria Points
- first card transaction bonus Points, if eligible
- progress toward Mystery Box thresholds
Virtual earns 1 Point per $1 on eligible card spend. For cashback, Virtual earns 1.5% on the first $100/month, then 0.5% after the monthly limit.
What this means for Signature users
Signature is designed for users who spend more regularly and want stronger card rewards.
Signature users earn:
- 4.5% cashback on the first $1,000/month
- 1% cashback after the monthly limit
- 1.5 Points per $1 on eligible card spend
Signature members also receive a one-time 2,500 Point membership bonus per season, if eligible.
What this means for Premium users
Premium is designed for higher-spend users who want the strongest card reward structure.
Premium users earn:
- 6% cashback on the first $2,000/month
- 1% cashback after the monthly limit
- 1.5 Points per $1 on eligible card spend
Premium members also receive a one-time 2,500 Point membership bonus per season, if eligible.
How cashback works with Tria Points
Cashback and Tria Points are separate.
Cashback gives users card rewards on eligible spend. Tria Points help users unlock Mystery Boxes in Season 3.
A card transaction can do both. Eligible card spend can earn cashback and also generate Tria Points.
Cashback monthly limits affect cashback rates only. They do not reduce or cap the Points a user earns from eligible card spend.
If card spend helps a user cross a Mystery Box threshold, the user earns that box, and the box becomes openable at the next month-end opening. You can read the full mechanics in the Tria Points and Mystery Boxes deep dive.
When should a user upgrade?
Users can start using Tria with less friction and upgrade when their usage makes it worthwhile.
A user may consider Signature or Premium if they want:
- stronger cashback rates
- higher monthly limits
- 1.5x Points on eligible card spend
- membership bonus Points, if eligible
- a higher-value card experience
Season 3 gives users a clearer path: start using Tria, earn cashback and Points, then upgrade when stronger rates and higher monthly limits make sense.
The membership update in one view
| Membership | Best For | Key Benefit |
|---|---|---|
| Virtual | New users and lighter spenders | Easier entry into Tria, cashback, and Points |
| Signature | Regular spenders | Stronger cashback rate, higher monthly limit, and 1.5x Points |
| Premium | Higher spenders | Highest cashback rate, highest monthly limit, and 1.5x Points |
Season 3 makes card rewards easier to understand and easier to grow into. Users can start with less friction, keep earning after monthly limits, and upgrade when stronger rewards make sense.
FAQ
Is the cashback cap per card or per user? The cashback cap is per user, not per card. If a user has multiple Tria cards, they get one monthly cap based on their highest active card tier.
If I have more than one card, do my cashback caps stack? No. Holding multiple cards does not create multiple cashback caps. For example, if a user has Virtual and Signature, their cap is based on Signature, not Virtual plus Signature.
Do I stop earning cashback after crossing the cap? No. The cap applies to the boosted cashback rate. After crossing the monthly cap, users still earn the floor rate for their card tier.
Do staking badge boosts apply above the cashback cap? No. Staking badge boosts stack inside the monthly cap only. Above the cap, only the floor cashback rate applies.
Is this cashback change retroactive? No. Cashback earned before the Season 3 cutover follows the earlier rules. The new monthly caps and floor rates apply only to Season 3 spend going forward.
How is cashback paid? Cashback is paid in USDT on Arbitrum via Merkle distribution.
Do cashback monthly limits affect Tria Points? No. Monthly limits affect cashback rates only. Eligible card spend continues earning Tria Points based on the Season 3 Points rules.
Can card spend help me unlock Mystery Boxes? Yes. Eligible card spend earns Tria Points. If those Points help you cross a Mystery Box threshold, you earn that box. Boxes become openable at the next month-end opening.
Do I spend Points to unlock a Mystery Box? No. Points are not spent or debited. Once you cross a Mystery Box threshold, you earn that box.
